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Wealth & Financial Advisors in Ahmedabad2023-08-02T11:55:23
Wealth & Financial Advisors in Ahmedabad
Short Term Financial Goals to Set for Yourself.Goal-Based Financial Planning Process Advisor in AhmedabadP
Short Term Financial Goals to Set for Yourself.
Goal-Based Financial Planning Process Advisor in Ahmedabad
Plan for your Goals
The following are different types of goals. The below list is indicative and depends on life stage and ambitions of each individual.
Short-term: Has a time frame of few months to couple of years. It covers immediate goals such as going for foreign vacation.
Mid-term: Involves a time frame from one to five years. Midterm goals include buying a car or starting a business.
Long-term: Involves plans that are more than five years. It includes goals such as retirement or child’s education or marriage.
For instance, “I wish to accumulate Rs 25 lakh by 2025 to fund my kid’s higher education” is an example of a SMART goal. Also consider inflation, while computing the future value of your goals. Assuming the current cost of funding your daughter’s education is Rs 5 lakh. After five years, you would require Rs 6.38 lakh, assuming an inflation rate of 5%.
Hence, you should work with your financial advisor review your goals, say annually and update for any major life changes.
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